How Much Does a Home Inspection Cost in Iowa? [2025 Guide]

If you’re buying a home in Iowa in 2025, one of the first questions you’ll ask (right after “Did we beat the other offer?”) is:

“How much does a home inspection cost in Iowa?”

Great question — and the real answer is: Most Iowa home inspections fall between $350 and $600, with some homes going higher depending on size, age, and extra services.

Below is the complete, Iowa-specific breakdown.

🏠 Average Home Inspection Cost in Iowa (2025)

Based on 2025 statewide pricing, real inspector fee schedules, and updated market data:

✔ Typical Range: $350 – $600

This is the most accurate range for a standard single-family residence.

✔ Higher-End Range: $600 – $750+

Expect this for:

• Homes over 3,000 sq ft

• Homes with multiple HVAC systems

• Historic homes

• Farms, acreage properties, or properties with outbuildings

• Long drive distances

✔ Lower-End Range: $285 – $350

This is more common in:

• Smaller homes

• Rural towns with fewer competitive inspectors

• Basic inspections without add-ons

• Newer construction under 1,500 sq ft

⚡ Examples of Real Iowa Pricing (2025)

These are NOT guesses — they reflect current 2025 Iowa prices seen across inspection companies:

• Des Moines Metro:

  • < 2,500 sq ft → ~$475

  • 2,501 – 3,999 sq ft → ~$575

  • 4,000 – 4,999 sq ft → ~$675

• Central & North Iowa (Ames, Webster City, Mason City):

  • Typical range → $300 – $450

• Cedar Rapids / Iowa City / Quad Cities:

  • Common range → $375 – $550

These align with what buyers in 2025 are actually paying in real Iowa transactions.

📏 What Affects Home Inspection Pricing in Iowa?

1. Home Size

More square footage = more components, roof, rooms, systems, circuits, plumbing… and more walking for your inspector.

2. Age of the Home

Older homes take longer because:

• More potential defects

• Multiple remodels/repairs over decades

• Older electrical & plumbing systems

• Prior DIY work (you know how Iowa basements can be!)

3. Location

• Metro areas trend higher

• Remote or statewide inspectors may include travel fees

• High-demand seasons (spring/summer) push rates upward

4. Add-On Services (Not Included in the Base Price)

This is usually where costs vary widely:

Add-On	Typical Iowa Price
Radon Test	$150 – $200
Sewer Scope	$150 – $300
Mold Sampling	$150 – $300
Termite/WDO	$75 – $150
Thermal Imaging	Free or $50 – $150 (One Vision includes it FREE)

📦 What’s Included in a Standard Iowa Home Inspection?

Most inspectors follow InterNACHI or state standards and include:

• Full structural review

• Roofing system

• Foundation & basements

• Electrical system (visible components)

• Plumbing system (visible components)

• HVAC system

• Attic, insulation & ventilation

• Interior (doors, windows, floors, ceilings)

• Exterior & grading

• Attached garage

One Vision Inspections LLC always includes:

• Full thermal imaging (many charge extra)

• Detailed digital report within 24 hours

• Statewide coverage across all 99 counties

💡 Why a $350–$600 Inspection Is Worth Every Penny

Meet Bob, your average Iowa home buyer.

Bob finds a home that looks great… until a home inspection uncovers:

• Foundation cracks hidden behind shelves

• A non-functional AC system

• Roof past its service life

• Improper DIY electrical splices that could have burned the house down

• Mold at the rim joist

• Radon at 7.2 pCi/L

Cost of Home Inspection: ~$450Cost of Unexpected Repairs Found: ~$9,000+

Inspection Savings: PRICELESS.

In Iowa, skipping a home inspection almost always costs buyers far more in the long run.

🧭 How to Choose a Quality Iowa Home Inspector

When comparing inspectors, look beyond price:

• Are they licensed & certified in Iowa?

• Do they include thermal imaging for free?

• How fast is their report delivery?

• Are radon tests or sewer scopes available same-day?

• Do they carry E&O and general liability insurance?

• Do they serve your county? (One Vision covers all 99.)

Cheap inspectors often deliver cheap inspections — and buyers regret it.

📞 Final Thoughts — and Why Iowans Should Trust One Vision Inspections LLC

In 2025, a professional, thorough home inspection in Iowa costs $350–$600+, depending on size, age, and services.

But what you’re really paying for is:

• Peace of mind

• Transparent reporting

• Clear insights on your investment

• A safer home for your family

If you want an inspector who covers Iowa’s 99 counties, uses advanced thermal imaging, offers sewer scopes, radon, mold testing, fast reporting, and unmatched customer service…

👉 Book Your Home Inspection with One Vision Inspections LLC— “See Your Investment Clearly.”